Plain-English advice on health insurance, protection, and making the most of your cover — from our team of specialist advisers.
Seven million people are currently waiting for NHS treatment. That's not a rounding error or a temporary surge — it's the sustained reality of healthcare access in the UK in 2026.
A record 4.8 million UK employees are now covered by workplace health insurance schemes — the second consecutive record in over 30 years of data collection — and health insurers processed a record £4 billion in PMI claims in 2024 alone.
The NHS waiting list stands at 7.29 million cases in 2026 — 59% above pre-pandemic levels. Yvonne Lawler explains why PMI demand is at a record high.
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